United Capital

Grow your business with United Capital

Building a successful business requires money. You might need to buy equipment, stock up on inventory or fund an expansion. In the past, business owners would turn to banks for their funding needs. But traditional business lenders require a lot of paperwork — and time that a busy entrepreneur just doesn’t have.

That’s where we come in.

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Popular Choices From Our Clients

Popular

Immediate Financing

Up To $2 Million

Working Capital

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Immediate Financing is designed for businesses with time-sensitive opportunities or needs, providing quick access to funds up to $2 million. Whether you're addressing short-term expenses, making strategic upgrades, or managing cash flow, our streamlined Immediate Financing Program offers fast, flexible solutions to help your business grow and thrive without delay.

$100,000+ In Anual Gross Sales

625 personal FICO® score

Business checking account

Popular

Business Line of Credit and Term Loans

Up to $5 Million

Working Capital

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A Business Line of Credit offers flexible access to funds up to $2 million, giving you the financial agility to seize opportunities or manage unexpected expenses. Whether you need to cover operational costs, invest in inventory, or handle seasonal fluctuations, this revolving credit solution ensures you have the resources you need, when you need them—without the hassle of reapplying. Our Term Loans provide a lump sum of up to $2 million to help you achieve your business goals. Whether you're expanding operations, purchasing equipment, or investing in long-term growth, this fixed financing solution offers predictable repayment terms and competitive rates, giving you the stability and support to take your business to the next level.

$250,000+ In Anual Gross Sales

650 personal FICO® score

2 Year In Business

Popular

SBA Financing

Up To $15 Million

Working Capital

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SBA Financing offers businesses access to substantial funding of up to $15 million, backed by the U.S. Small Business Administration. Whether you're looking to expand operations, purchase real estate, refinance debt, or invest in major equipment, our SBA loan programs provide competitive rates, longer repayment terms, and lower down payments. With this government-backed solution, you can secure the capital you need to achieve your long-term business goals while maintaining financial flexibility.

$500,000+ In Anual Gross Sales

700+ personal FICO® score

Business Checking Account

2 Years In Business

Fuel your business with an United Capital Line of Credit.

Running a business takes money. Whether it’s covering expenses or investing in a big purchase, funding is key — both now and down the road.

That’s where a business line of credit comes in handy.

With a line of credit, you can get approved for ongoing access to credit. You can draw funds as needed to use as cash. And as you repay what you’ve borrowed, you replenish your available credit. This allows you to keep funds at your fingertips — without the need to reapply..

FAQs

How soon can I get my funds?

United Capital term loan can fund to your bank account by 5 p.m. the same day you’re approved.

Can I get more funds after my first loan?

Many United Capital Term Loan customers renew their loan. When you renew, all remaining interest on the original term loan is waived and you’re issued a new loan. You may also qualify for a lower origination fee — as low as 0%

Are payments fixed or variable?

Payments for Our term loan are fixed, so you’ll pay the same amount from the beginning to the end of your repayment term. This allows you to manage your cash flow with no surprises or large costs up front.

What Is the maximum loan amount I can get?

We can easily meet almost any company's needs our term loans can go up to $15,000,000.

Can I get a loan if I have bad credit?

We can sure find a program that is not credit based and use one that is revenue based it is still possible yet is gonna be a riskier file and therefore more expensive.

How can I contact you?

You can reach us by phone 917-338-5170, email [email protected] , or visit our office at 40 Broad Street.

Contact Our Team

Use the contact form to reach our finance experts. We are here to help you with your financial needs.