Grow your business with a United Capital Term Loan.

Building a successful business requires money. You might need to buy equipment, stock up on inventory or fund an expansion. In the past, business owners would turn to banks for their funding needs. But traditional business lenders require a lot of paperwork — and time that a busy entrepreneur just doesn’t have.

That’s where we come in.
Mid aged business man working on laptop computer in office writing notes.

Fuel your business with an United Capital Line of Credit.

Running a business takes money. Whether it’s covering expenses or investing in a big purchase, funding is key — both now and down the road.

That’s where a business line of credit comes in handy.

With a line of credit, you can get approved for ongoing access to credit. You can draw funds as needed to use as cash. And as you repay what you’ve borrowed, you replenish your available credit. This allows you to keep funds at your fingertips — without the need to reapply..

Our Bennefits

 Easy Process

Easy Process

Our streamlined process is designed to be completed in just minutes.

We’ll let you know if you qualify for our term loan, line of credit or both. If approved, you can then choose your loan amount and repayment terms.

Instant Funding

Instant Funding

Lines of credit can fund instantly.Term loans can fund the same day.

Work with an expert loan advisor to choose the best option for you.

No Hard Credit Pulls

No Hard Credit Pulls

Check your eligibility without affecting your credit score.

Popular Choices From Our Clients

Popular

Basic Funding Program

$50-100K

Working Capital

Apply Today!
Basic funding program allows business that have relatively small opportunities or needs to take care of and can easily be taken care of with no more than $100K. Whether you need to cover short-term expenses, invest in minor upgrades, or manage day-to-day operations, our Basic Funding Program provides the support you need to keep your business running smoothly.

$100,000+ In Anual Gross Sales

625 personal FICO® score

Business checking account

Popular

Standard Funding Program

$100-150K

Working Capital

Apply Today!
Our standard funding program provides businesses with the necessary working capital to manage larger responsibilities effectively. This program supports companies in gaining more experience by regularly accessing fair amounts of working capital.

$350,000+ In Anual Gross Sales

685 personal FICO® score

Business Checking Account

1 Year In Business

Popular

Top-Tier Funding Program

$150-250K

Working Capital

Apply Today
Our Top-Tier Funding Program is tailored for seasoned businesses that have a proven track record in leveraging working capital. This program is ideal for those who are confident in their ability to quickly turn a profit from the capital they receive.

$500,000+ In Anual Gross Sales

700+ personal FICO® score

Business Checking Account

2 Years In Business

FAQs

How soon can I get my funds?

United Capital term loan can fund to your bank account by 5 p.m. the same day you’re approved.

Can I get more funds after my first loan?

Many United Capital Term Loan customers renew their loan. When you renew, all remaining interest on the original term loan is waived and you’re issued a new loan. You may also qualify for a lower origination fee — as low as 0%

Are payments fixed or variable?

Payments for Our term loan are fixed, so you’ll pay the same amount from the beginning to the end of your repayment term. This allows you to manage your cash flow with no surprises or large costs up front.

What Is the maximum loan amount I can get?

We can easily meet almost any company's needs our term loans can go up to $15,000,000. 

Can I get a loan if I have bad credit?

We can sure find a program that is not credit based and use one that is revenue based it is still possible yet is gonna be a riskier file and therefore more expensive. 

How can I contact you?

You can reach us by phone, email, or visit our office at 40 Broad Street.

Contact Our Team

Use the contact form to reach our finance experts. We are here to help you with your financial needs.

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